Birbank

Birbank is Azerbaijan's first fully digital banking platform, operated under the trademark of Kapital Bank. It offers a complete range of banking services online, including card issuance, cash loans, mortgages, deposits, savings accounts and bonds, all without the need to visit a physical branch. Through the Birbank mobile app, available on iOS and Android, customers can quickly apply for a cash loan of up to 80,000 AZN, open a high-interest deposit, order a Birbank Star or Birbank Platinum card with cashback and travel perks, and make money transfers or bill payments. The platform provides live currency exchange rates, loan and deposit calculators, and frequent promotions and discounts, including special offers for education sector employees. Birbank also serves business, investment and private banking clients through its Biznes, Invest and Private segments. With an extensive network of branches and ATMs across the country combined with a user-friendly digital interface, Birbank has become one of the most popular financial services in Azerbaijan, known for convenience, speed and favorable terms for both individuals and companies.